The Best Debt Consolidation advice...

• Mortgages/Re-Mortgages: Typical APR 8.5%

• Secured Loans: Typical APR 14.5%  

When you have debt problems and owe money to a range of creditors, you might be looking for a simple way to combine these payments into one low monthly amount, so it often makes sense to consider a debt consolidation loan.

Debt consolidation is when you take all your outstanding debts and consolidate them into one loan which has a lower interest rate and therefore lower monthly repayments than you are currently paying.

Although you can take out an unsecured debt consolidation loan, this would normally mean you paying a higher interest rate than if you secure your debts against your home.

A debt consolidation loan secured against your home needs careful consideration and there are further choices such as whether to re-mortgage your home, effectively paying off your debt over the life of your mortgage, or whether to take out a debt consolidation homeowner loan (also known as a secured loan).

Here at Debt Consolidation, our experienced advisors will guide you through the debt consolidation decision making process, offering you the best advice on which debt consolidation solution is right for you and then shopping around to get you the best deal.  

Bad Credit? Debt Consolidation Loan UK

Here at Debt Consolidation, we specialise in debt consolidation loans and re-mortgages and have helped thousands of people who have a bad credit history to secure the right debt consolidation loan for them.

So even if you have been turned down for a loan in the past, don't worry as we can help you deal with your debt. If you have CCJs, defaults, late payments or a poor credit rating, or if you have been turned down for mortgages and loans in the past, we can still help you to organise a debt consolidation solution.

At Debt Consolidation, we use a panel of lenders who specialise in helping people who have a bad credit history. If you have bad credit issues, you may pay a little more for your loan or mortgage than people with a good credit history, so it’s important to find the right advice as to the right debt consolidation solution for you.

Be assured that we will do our utmost to find you the best deal from our panel of lenders.

Debt Consolidation UK

Debt Consolidation offers a range of debt consolidation choices for UK clients which are designed to suit your individual consolidation requirements, no matter what your financial circumstances. These include:

• Debt Consolidation Secured Loans – also known as homeowner loans, these enable you to move expensive unsecured debt onto a secured loan with a cheaper interest rate.
• Debt Consolidation Remortgage – these enable you to move expensive unsecured debt onto your mortgage.

Whatever your debt consolidation needs, contact us today for free advice and the best professional service.

If you are unsure about your options, try our Debt Consolidation 1 Minute Loan Test which will show you some of the debt solutions available, based on your personal finances.

DebtConsolidation.co.uk is a trading name of Ask Finance Ltd which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.